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First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Q	What does the term ARM stand for?
A	An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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Jennifer Daniel Milligan, REALTORŽ, real estate agent and broker for Plano, Frisco, Prosper and Allen Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Jennifer Daniel Milligan
Keller Williams Realty Plano
3600 Preston Road #100
Plano, TX 75093
Main Office: 972-599-7000
Jennifer's Voice Mail: 972-380-3260
Diane's Voice Mail: 972-978-8990
Pam's Voice Mail: 972-407-4735
Fax : 972-599-7001
Jennifer Daniel Milligan: jennifer@jenniferdaniel.com
Diane Daniel: dianedaniel@verizon.net
Pam Reed: aeaereed@swbell.net
Sharon Swan: sharon@jenniferdaniel.com
Jennifer Daniel Milligan and "The Daniel Team" are a team of Realtors with over 38 years of combined real estate experience in Collin County Real Estate! Licensed since 1993, Jennifer thrives on helping her clients achieve their real estate goals and she works hard to provide them with every advantage through her professional experience and education. She has earned the coveted Certified Residential Specialist (CRS), Graduate, Realtor Institute (GRI), Accredited Staging Professional (ASP) and Accredited Buyer Representative (ABR) designations and is also a founding member of the Collin County Premier Realtor Network. A proud "Native Texan", Jennifer grew up in Plano, attended Plano schools K-12, graduated from SMU in Dallas and now makes her home in Plano with husband, Kelly Milligan, and their 7 year old daughter, Mary Kathleen, "Mary Kate" and new baby Virginia Maureen,"Ginger" (2 years old) . They share their home with 3 adopted animals: Walter (a lab/collie mix) and Danny the cat. Although "The Daniel Team" is consistently listed as a "D" Magazine BEST Realtor in Dallas, we feel that our clients' happy testimonials are the most important "award".

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NUMBER1EXPERTS™ in real estate for Plano, Frisco, Prosper and Allen, Texas

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