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"It is so important to trust your Realtor."
"Dear Diane, We wanted to take the time to tell you how valuable your service was as our Realtor. It is so important to trust your Realtor to guide you towards the right decision. We always felt like you had our best interest in mind and were extremely patient in presenting all options to help us make the right decision. We especially appreciate your creative suggestions and insight on how to present our offer so that it was atttractive tothe seller. Your experience in this industry was truly an asset to us. Thank you again for helping us find a perfect home and one so close to my parents (another very satisfied customer of yours).We will look forward to a long relationship with your entire team!"
Ray & Shelley Strickland
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Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
What group of settlers introduced the log cabin to the New World?
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| A |
The Swedish settlers of Delaware brought their own timber for building log cabins, a style that originated in Finland. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
