Plano, Frisco, Prosper and Allen real estate and homes for sale in Texas - Jennifer Daniel Milligan, REALTORS® Jennifer Daniel Milligan REALTORS(r) for Plano, Frisco, Prosper and Allen, Texas real estate - NUMBER1EXPERTS™ Jennifer Daniel Milligan NUMBER1EXPERTS(tm) for Plano, Frisco, Prosper and Allen, Texas real estate
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Jennifer Daniel Milligan, REALTORŪ, real estate agent and broker for Plano, Frisco, Prosper and Allen Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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What is one of the most common ways for making the interior of a home more appealing to buyers?

A 
Repainting walls with light, neutral colors makes it easier for a buyer to visualize how the home will look with their possessions.
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Jennifer Daniel Milligan, REALTORŪ, real estate agent and broker for Plano, Frisco, Prosper and Allen Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Jennifer Daniel Milligan
RE/MAX Dallas Suburbs

4032 McDermott Road, Suite 100
Plano, TX 75024
Main Office: 972-208-9200
Jennifer's Voice Mail: 972-380-3260
Diane's Voice Mail: 972-978-8990
Pam's Voice Mail: 972-407-4735
Fax : 972-423-7296
Jennifer Daniel Milligan: jennifer@jenniferdaniel.com
Diane Daniel: dianedaniel@verizon.net.
Pam Reed: aeaereed@swbell.net
Listing Manager Cheryl: cmolitor@inbox.com

Jennifer Daniel Milligan and "The Daniel Team" are a team of Realtors with over 38 years of combined real estate experience in Collin County Real Estate! Licensed since 1993, Jennifer thrives on helping her clients achieve their real estate goals and she works hard to provide them with every advantage through her professional experience and education. She has earned the coveted Certified Residential Specialist (CRS), Graduate, Realtor Institute (GRI), Accredited Staging Professional (ASP) and Accredited Buyer Representative (ABR) designations and is also a founding member of the Collin County Premier Realtor Network. A proud "Native Texan", Jennifer grew up in Plano, attended Plano schools K-12, graduated from SMU in Dallas and now makes her home in Plano with husband, Kelly Milligan, and their 5 year old daughter, Mary Kathleen, "Mary Kate" and new baby Virginia Maureen,"Ginger" (5 months old) . They share their home with 3 adopted animals: Walter (a lab/collie mix) and Danny & Martha, the two cats! Although "The Daniel Team" is consistently ranked as the #1 RE/MAX Team in Collin County year after year, we feel that our clients' testimonials are the most important "award".

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