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Jennifer Daniel Milligan and "The Daniel Team" have been named to "D" Magazine's list of "Best Realtors in Dallas" again for 2011! Please see what we are all about on our Testimonials page here!
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Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.
Need local real estate information? We've summarized much of what is important about the Plano, Frisco, Prosper and Allen real estate market in this site.
Need expert advice? No web site, large or small, can take the place of a top REALTORŪ. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job!
Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR REALTORŪ. As your trusted, professional real estate partners,we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
Buying and selling a home is one of the biggest events in your life. As a top Plano, Frisco, Prosper and Allen REALTORŪ, we have the experience and track record you are looking for. Please let us help.
- Jennifer Daniel Milligan, Diane & Tom Daniel, Pam Reed, Kristi Flaningan & Sharon Swan  |
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What does the term Curb Appeal mean?
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| A |
This term describes how homes look from the street; this first impression is very important to prospective homebuyers. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
